What is a deductible, copay, and coinsurance? 

Deductible: a specified amount of money that the family must pay before an insurance company will pay a claim. 

Copay: a set amount to be paid by the family per date of service regardless of the deductible amount or if the deductible is met. 

Coinsurance: a percentage to be paid by the family per date of service once the deductible amount is satisfied. 

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